Monday, November 12, 2012

How's find out list of house and procedure buy house?


First of all, S memang payah nak cari rumah kategori agak murah dan berpatutan ngn salary S sekrg.
Now S akan citer ape yg S ptt citer pd ouls.

Akhir thn 2011, S dah mula mcari rumah yg nearest ngn station bus & KL.
My target is area Ampang!!
Well, S cari melalui internet web mudah.com, property.com dan S pon cari dgn berjln2 ngn kereta.
Huhuhu.... 
The end, S pon dpt info ada rmh nak jual, jenuh juga tanya sana sini.
Memandangkan harga pon berpattutan family pn da agree! Then decide buy the house.

1st step:-
Find out house for sale ya!

Byk dugaan and step wanna buy house nie.

Ape yg perlu anda prepare is:
  • Prepare documentation the latest 6 months (Salary slip, EA form, EPF statement, Bank Statement)
  • 10% deposit from ur house price (Its depends on Bank la, will decide either payment 10%, or exceed)
  • Prepare payment to lawyer 3% from house price
  • Prepare payment to agent (if thru agent also), usually 3% or below.
  • Try find out which bank the lowest interest, yg penting is use islamic bank ok! cz x la terikat ngn riba.
BERHATI-HATI!
Sometimes, owner house x wat payment ats rmh, ad tertunggak pembayarn e.g bills, maintenance, indah water, cukai pintu or ad hutang ngn bank! Jaga2! nie semua perlu dijelaskan sebelum segala pertukaran nama dibuat jika nak beli that house taw.

PENTING!
Sekarng 2012, bank negara telah melimitkan had minimum salary for buy house is RM2K, below than that process akan direject.

Oh ya, if interested wanna buy house, please email to me at snaflexi@gmail.com. ok!!! ^_+

Neways! the end story regards house sale!!

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